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As a loan officer with nearly 20 years of experience in the mortgage industry, Natalie has a deep understanding of the homebuying process. She uses this experience to educate her clients on the mortgage process, finding them the right product for their specific needs. She is well versed in a myriad of loan products, such as FHA, VA, USDA, Conventional, Jumbo, grants and downpayment assistance and more.  Because she understands that the mortgage process


Natalie is exceptional at what she does! She was always two steps ahead making sure everything moved smoothly! Easiest home purchase I’ve ever had! Natalie was outstanding to work with from start to finish!

- Deborah K.

Natalie was fantastic! She was very thorough and knowledgeable

- Angel A.

We refinanced our townhouse/condo with Natalie and her team and we had great overall experience during the entire process. She also helped improve our credit score to get better interest rate. She was available to answer our questions and managed the entire process from processing documents, contacting HOA and home insurance. We would definitely recommend her to our friends and family.

- Srilatha J.

My husband and I really enjoyed working with Natalie as our lender. Our house buying experience was lengthier than most, yet she was extremely patient, personable, and knowledgeable throughout the process. We frequently sent questions, and Natalie willingly responded within a timely manner. Overall, she made purchasing a home much more manageable and enjoyable.

- Denise N.

Natalie was wonderful to work with. It really helps when she truly cares about her clients and there needs. Thank you!

- Bryan P.

Every step of the way, Natalie was there with encouragement and answers to my questions. There were some challenges in dealing with the sellers realtor and Natalie and her whole team did literally everything possible to make this transaction a success. We are forever grateful! Thank you so much for all your hard work Natalie!

- Carlos N.

Natalie, you were awesome. Always ready to answer questions and help in any way. Even during your personal time away from work you were there to help. You made this a great experience. All the best to you.

- Joseph E.
Natalie Winter

Natalie Winter

Mortgage Loan Officer
NMLS ID #: 1064956

Direct: (410) 596-2124
Office: (240) 403-1863

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